Recalls and Product Liability

Apple has recalled a series of MacBook Pro laptops due to batteries that have posed a fire risk. Fifteen-inch MacBook Pros sold between September 2015 and February 2017 were recalled this June. The U.S. Federal Aviation Administration issued a statement saying they are “aware of the recalled batteries that are used in some Apple MacBook Pro laptops” and major airlines have been alerted. 

According to FAA guidelines, recalled batteries are not allowed on flights unless they are contained in special packaging or replaced entirely. The laptops with the faulty batteries should not be taken on any flights – not in cargo or in a carry-on. 

It is important to pay close attention to recalls on any products or machinery that you use for business. On top of being diligent about recalls, you should have a product liability policy that fits your business.  Product liability insurance is usually covered under a general liability insurance policy. It protects a business from claims for any damage, personal or property, that occurs due to the manufacturing, marketing, or misuse of a product. 

Common claims that general liability insurance covers are bodily injury claims, property damage claims, personal and advertising injury claims, and immediate medical expense claims.  You want your business to be covered in case of accidents. Whether you are found responsible or not, general liability insurance covers attorney representation, property damage reimbursement, medical payments, and even lost income.

Lawsuits can be financially devastating to any business. Have the proper liability insurance so that you can keep your business afloat in case of a lawsuit. Contact an agent today to learn more about insurance policies for your business.

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